Comments on: Demand Studios Announces Health Care Options for its Freelancers http://www.freelancewritinggigs.com/2009/11/demand-studios-offers-health-insurance-options-for-its-freelancers/ Freelance Writing Jobs for All Writers Sun, 21 Mar 2010 18:30:04 -0400 http://wordpress.org/?v=2.9.2 hourly 1 By: Health Care Coverage for Freelancers | Network Blogging Tips http://www.freelancewritinggigs.com/2009/11/demand-studios-offers-health-insurance-options-for-its-freelancers/comment-page-1/#comment-120896 Health Care Coverage for Freelancers | Network Blogging Tips Wed, 27 Jan 2010 20:14:15 +0000 http://www.freelancewritinggigs.com/?p=6056#comment-120896 [...] do need health insurance though. If you happen to get sick it’ll cost you big time without it and kids especially can [...] [...] do need health insurance though. If you happen to get sick it’ll cost you big time without it and kids especially can [...]

]]> By: Help For Freelance Writers - Demand Studios Offers Health Insurance http://www.freelancewritinggigs.com/2009/11/demand-studios-offers-health-insurance-options-for-its-freelancers/comment-page-1/#comment-119129 Help For Freelance Writers - Demand Studios Offers Health Insurance Sat, 21 Nov 2009 23:16:39 +0000 http://www.freelancewritinggigs.com/?p=6056#comment-119129 [...] Ng offered Demand Studios Announces Health Care Options for its Freelancers then followed up with:  A Few More Words About this Whole Demand Studios Insurance [...] [...] Ng offered Demand Studios Announces Health Care Options for its Freelancers then followed up with:  A Few More Words About this Whole Demand Studios Insurance [...]

]]> By: Keith http://www.freelancewritinggigs.com/2009/11/demand-studios-offers-health-insurance-options-for-its-freelancers/comment-page-1/#comment-119065 Keith Thu, 19 Nov 2009 17:46:15 +0000 http://www.freelancewritinggigs.com/?p=6056#comment-119065 I do a bit of writing for DS and looked forward to seeing their health care offering. After reviewing it I couldn't help but laugh - it'll cost me less to pay the $1500/month for my current coverage than to enroll in theirs. Prescription coverage is almost non-existent - if you're a platinum member you receive a $15 reimbursement. If you need a brand name medication, that $15 probably won't make much a dent at all. Even many generic medications cost in excess of $100 (although that number is thankfully dropping). A $75 reimbursement for doctor visits, with a maximum of 4 visits per year? Or 8 visits for a family? $200 reimbursement for an emergency room visit, with a maximum of 4 visits a year? Reimbursement for only 3 diagnostic tests per year? And $1000 reimbursement for a dislocated or broken bone? I think DS would have been better off not offering anything. Health insurance is suppose to help financially protect you when are sick. The protection here is the equivalent of putting a band aid on a severed limb. I do a bit of writing for DS and looked forward to seeing their health care offering. After reviewing it I couldn’t help but laugh – it’ll cost me less to pay the $1500/month for my current coverage than to enroll in theirs. Prescription coverage is almost non-existent – if you’re a platinum member you receive a $15 reimbursement. If you need a brand name medication, that $15 probably won’t make much a dent at all. Even many generic medications cost in excess of $100 (although that number is thankfully dropping).

A $75 reimbursement for doctor visits, with a maximum of 4 visits per year? Or 8 visits for a family? $200 reimbursement for an emergency room visit, with a maximum of 4 visits a year? Reimbursement for only 3 diagnostic tests per year? And $1000 reimbursement for a dislocated or broken bone?

I think DS would have been better off not offering anything. Health insurance is suppose to help financially protect you when are sick. The protection here is the equivalent of putting a band aid on a severed limb.

]]> By: Sarah http://www.freelancewritinggigs.com/2009/11/demand-studios-offers-health-insurance-options-for-its-freelancers/comment-page-1/#comment-119002 Sarah Wed, 18 Nov 2009 19:03:57 +0000 http://www.freelancewritinggigs.com/?p=6056#comment-119002 It's a limited-benefit plan, so I wouldn't bother jumping in and working there just to get the coverage. Unless you're healthy as a horse and go to the doctor once a year for a checkup, the plans are...terrible. It’s a limited-benefit plan, so I wouldn’t bother jumping in and working there just to get the coverage. Unless you’re healthy as a horse and go to the doctor once a year for a checkup, the plans are…terrible.

]]> By: Chinamatt http://www.freelancewritinggigs.com/2009/11/demand-studios-offers-health-insurance-options-for-its-freelancers/comment-page-1/#comment-119000 Chinamatt Wed, 18 Nov 2009 18:45:38 +0000 http://www.freelancewritinggigs.com/?p=6056#comment-119000 I guess this means I better start using my account there to qualify for health insurance. I guess this means I better start using my account there to qualify for health insurance.

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